Effective Date: May 7, 2026

1. General

The information on this website (the "Website") is provided by Oakdale Capital ("Oakdale," "we," or "us") for general informational purposes only. The Website is not, and nothing on the Website should be construed as, an offer to sell or a solicitation of an offer to buy any security, investment, or financial product, nor as investment, legal, tax, accounting, or other professional advice. The Website does not establish any advisory, fiduciary, broker-dealer, investment adviser, client, or other relationship between Oakdale and any user.

2. No Broker-Dealer; No Investment Adviser; No Advice

Oakdale Capital is not a registered broker-dealer or investment adviser. Information on the Website is general in nature and is not tailored to the financial situation, investment objectives, or risk tolerance of any individual. Nothing on the Website constitutes a recommendation that any investment, strategy, or transaction is suitable for any person. You should not rely on any information on the Website as the basis for any investment decision. Consult your own legal, tax, accounting, and financial advisors before making any investment.

3. Private Offerings; Accredited Investors

Any private offering of securities sponsored by Oakdale, its affiliates, or sponsored investment vehicles will be conducted pursuant to an available exemption from registration, which may include Rule 506(b) or Rule 506(c) of Regulation D under the Securities Act of 1933, as amended (the "Securities Act"). Where an offering is conducted pursuant to Rule 506(c), participation will be limited to investors who qualify as "accredited investors" within the meaning of Rule 501(a) of Regulation D, and Oakdale or the applicable issuer will take reasonable steps to verify accredited investor status before accepting any subscription.

Securities offered by Oakdale, its affiliates, or sponsored investment vehicles have not been registered under the Securities Act or the securities laws of any state and are offered and sold in reliance on exemptions from registration. No federal or state securities authority has approved or disapproved of any such securities or passed upon the adequacy or accuracy of any offering materials. Any representation to the contrary is unlawful.

4. Offering Documents Govern

Any offer to sell or solicitation of an offer to buy securities will be made solely pursuant to a Private Placement Memorandum, operating or limited partnership agreement, subscription agreement, and related offering documents (collectively, the "Offering Documents") provided to qualified prospective investors. The Offering Documents contain detailed information about the investment, including risk factors, fees and expenses, conflicts of interest, sponsor compensation, and tax considerations, that is not contained on the Website. Prospective investors should review the Offering Documents in their entirety, including the risk factors, before making any investment decision. In the event of any inconsistency between the Website and the Offering Documents, the Offering Documents control.

5. Forward-Looking Statements

The Website may contain forward-looking statements, including statements about Oakdale’s investment strategy, target markets, projected returns, hold periods, capital markets expectations, operating plans, and growth plans. Forward-looking statements may be identified by terms such as "expect," "anticipate," "intend," "plan," "believe," "target," "estimate," "project," or similar expressions. Forward-looking statements are based on assumptions that may prove incorrect and are subject to risks, uncertainties, and changes in circumstances. Actual results may differ materially from those expressed or implied. We undertake no obligation to update any forward-looking statement after the date it is made, except as required by law.

6. Hypothetical Performance and Targeted Returns

Any projected returns, target returns, internal rate of return ("IRR") targets, equity multiple targets, cash-on-cash targets, pro forma figures, or other forward-looking financial information presented on the Website are hypothetical, based on stated assumptions, and are not guarantees of future performance. Hypothetical performance does not reflect actual investment results and has inherent limitations. There can be no assurance that any investment objective will be achieved or that investors will receive a return of their capital.

Unless expressly stated otherwise, any performance information may be presented before certain fees, expenses, taxes, promote allocations, or investor-level considerations, and may not reflect the actual return realized by any particular investor.

7. Past Performance

References on the Website to Oakdale’s track record, including statements regarding total invested capital, units acquired, projects completed, historical realized returns, or case studies, reflect prior transactions and entities sponsored by Oakdale, its principals, or its affiliates. Certain prior transactions may have been completed by Oakdale principals while employed by or affiliated with prior firms, and Oakdale may not have sponsored, controlled, or received economics from such transactions. Past performance is not indicative of future results. Different investments involve different risks and market conditions, and there can be no assurance that any future investment will achieve comparable results.

Case studies and examples are provided for illustrative purposes only and may not be representative of all investments sponsored, advised, or participated in by Oakdale or its principals.

8. Visual Materials; Third-Party Data

Photographs, renderings, maps, charts, and other visual materials are provided for illustrative purposes only. They may include approximations, third-party materials, historical images, conceptual plans, or forward-looking depictions and should not be relied upon as representations of current or future property condition, performance, value, or business plan execution.

The Website may include market data, statistics, demographic information, mapping information, and other information from third-party sources we believe to be reliable. We have not independently verified all such information and make no representation as to its accuracy, completeness, or continued applicability.

9. Risk Factors

An investment in real estate involves substantial risk, including the risk of total loss of capital. Risks specific to Oakdale’s strategy include, without limitation:

1. Real estate operating risks, including tenant vacancy, rent collection shortfalls, property damage, insurance cost increases, and competition from other apartment communities;

2. Value-add and renovation risks, including delays in unit turn timelines, cost overruns on capital improvement programs, and underachievement of projected post-renovation rents;

3. Development and adaptive reuse risks, including entitlement and permitting delays, planned development amendment risk, zoning and land use compliance, environmental conditions, historic preservation requirements, construction cost inflation, and contractor performance;

4. Leverage and refinancing risk, including the risk that floating-rate debt service exceeds underwriting, that interest rate caps or hedges fail to provide adequate protection, and that maturing loans cannot be refinanced on acceptable terms;

5. Sponsor and key person risk, including dependence on a small number of senior professionals at Oakdale and its operating partners;

6. Conflicts of interest, including those arising from co-sponsor and joint venture arrangements, related-party property management, sponsor compensation, and Oakdale’s management of multiple investment vehicles with potentially overlapping strategies;

7. Concentration risk in workforce and vintage multifamily assets and in Oakdale’s target markets;

8. Illiquidity, with no public market for interests, transfer restrictions, and limited or no redemption rights;

9. Regulatory risk, including changes in rent regulation, fair housing requirements, building codes, tax law, securities law, and other laws or regulations;

10. Environmental risks, including contamination, remediation costs, and regulatory liability; and

11. Cybersecurity risks, including unauthorized access to investor or operating data.

This list is not exhaustive. Specific risk factors applicable to any particular investment will be set forth in the Offering Documents for that investment.

10. Tax Considerations

The U.S. federal, state, local, and non-U.S. tax consequences of an investment depend on the investor’s particular circumstances and may change. Oakdale does not provide tax advice. Prospective investors should consult their own tax advisors.

11. ERISA Investors

Investments may or may not be available to plans subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), to individual retirement accounts, or to other "benefit plan investors." ERISA-related limitations and disclosures, where applicable, will be set forth in the Offering Documents. ERISA fiduciaries should consult their own counsel before investing.

12. Jurisdictional Notice

The Website is intended for users in the United States. Information on the Website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation would be unlawful or in which the person making it is not qualified to do so.

13. Contact

Oakdale Capital
1222 W Oakdale Avenue
Chicago, Illinois 60657
investors@oakdale-capital.com
312-620-7735